Nevada's cheapest car insurance for 2021

 Nevada's roads are busy, with over 2 million licenced drivers and 2.5 million registered vehicles. Protecting your assets with an auto insurance policy is not only a wise financial decision, but it is also a legal requirement. Nevada drivers pay an average of $860 per year for minimum coverage and $2,245 per year for full coverage, which is significantly higher than the national average.

Nevada's cheapest car insurance for 2021

You may be looking for the cheapest car insurance in Nevada because average premiums are higher than the national average. We analysed this data, as well as a company's coverages, discounts, and third-party rankings, to assist you in finding an insurance company that meets your needs.

Nevada's cheapest car insurance for 2021

Finding cheap car insurance in Nevada may require some investigation, given that the state's average premiums are higher than the national average. If you are looking for the cheapest auto insurance in Nevada, you should begin by obtaining quotes from the following companies:


Geico has the lowest average minimum and full coverage car insurance premiums in Nevada. These low average premiums may be due to Geico's wide range of discounts. You may save if you are a federal employee, a member of the military, a safe driver, or if your car has certain vehicle safety features. If you are looking for a company with strong digital tools, Geico may be a good fit.

Geico was tied for first place in the Southwest region, indicating that customers are generally pleased with the company's customer service.


Progressive has low average rates and a plethora of optional coverages that can help you tailor your policy to your specific needs. Depending on your requirements, you may want to add loan/lease payoff, custom parts and equipment coverage, ridesharing coverage, or roadside assistance. 

There are also numerous ways to reduce your premium, including discounts for continuous insurance, paid-in-full policies, online policies, good students, and homeowners. To save even more money, you should use Progressive's Snapshot tool, which may reward you with savings based on your driving habits.

State Farm

If you prefer dealing with live agents, State Farm could be a good choice. Throughout Nevada, the company has a network of local agents. Because these agents are local, they may be more aware of the specific car insurance requirements of Nevada drivers. The company also received a higher-than-average score in the Auto Claims Satisfaction Study. This could imply that State Farm's claims service is generally satisfactory.

State Farm provides a plethora of optional coverages, such as ridesharing coverage, emergency road service, and car rental reimbursement. You may also be eligible for discounts such as multi-policy, multi-car, accident-free, safe driving, and vehicle safety discounts. State Farm also offers two safe driver programmes, Drive Safe & Save for adults and Steer Clear for drivers under the age of 25, which may help you save money while also teaching you safer driving habits.


USAA has long been known for providing excellent customer service and is one of the best providers for military members and veterans. Although its average premiums are not the lowest on our list, USAA still offers coverage at a lower cost than the state of Nevada. You may also be able to add optional protections to your auto policy, such as roadside assistance, rental reimbursement, and accident forgiveness.

Despite the fact that USAA is not eligible for official ranking due to eligibility restrictions, the company received the most points in the 2020 J.D. In the Southwest region, Power U.S. Auto Insurance Study. In addition to its lower-than-average premiums, USAA offers a variety of discounts that may help you save money, such as discounts for insuring a new car, storing your vehicle while deployed, and parking your vehicle on a military base.


Although the name AAA conjures up images of roadside assistance, the company also offers a variety of insurance products, including auto insurance. Although its minimum and full coverage premiums are higher than Nevada's average, you should still get a quote. If you are already a AAA member, you may be eligible for additional benefits such as car repair discounts and 24-hour roadside assistance. According to AAA, switching insurance policies saves drivers an average of $376.

Additional coverages, such as gap insurance, new car protection, rental reimbursement, and accidental death benefits, may be available through AAA. The CSAA Insurance Group, on the other hand, received a below-industry-average customer service rating in the Southwest region.

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